Blue,
Everything you described is exactly what happens to me. My hands and feet taking the worst of it. I have been able to put on enough of the correct gear to keep from being miserable(although I feel like a little mummy) but, with my hands and feet, to maintain some sort of feel with the controls, I get totally numb, which then scares the sh** out of me. I'm now 51 and my old man use to tell me when I got older I would probaly notice this to be true...... And I use to poke fun at him because he claimed he was always getting "cold" as he got older. I guess it's my turn.