I'm new to this forum, but have been riding for 40+ years. (I'm 57) Pleasantly surprized that I'm not alone in riding this kind of bike at my age. I seldom have partcipated in conversations such as this one; usually just read and move on, but hope you don't mind my adding my 0.2.
My philosophy has always been to ride offense rather than defense. I set out with the assumption that everyone is doing their best to kill me, and my only defense to that is preemptive. I'm not talking about riding fast in town unecessarily, but, for example, putting plenty of space between myself and the cars behind me when the light turns green, staying out of cages blind spots, etc., which sometimes means exceeding the posted speed limit, even if momentarily. Others have said much the same thing in this thread.
When I was young, I rode mostly in town. I was a willing particpant in the stop-light grand prix. (My 1st car was a '64 tri-power GTO, and my 1st hot-rod bike was an H-1 with an H-1R motor and whale bellies, that Dallas Kawasaki had Frankensteined together when they changed classes with their lay-down framed drag bike. Many race cars with license plates and fast bikes followed throughout my life.) I feel lucky to have survived those years, but, I know I developed essential skills that many of my riding partners over the years didn't possess, and serve me well to this day. Sideways was one of my preferred directional attitudes, so, if it happens unintentionally/in an emergency situation, it doesn't freak me out. Countersteer comes naturally. It hasn't been mentioned here, but one of the superbike/track schools would be the only place that skill set would be taught, and I know I would have been much better off to have learned it that way. I would still like to take one of those classes, I'm sure I have much I could learn.
I don't own a ZX-14 for it's exceptional fuel mileage. I do my sport riding on familiar rural two-lane, and even have specific go-to's with no cross roads, for example, for hyper-ton runs. (I"m not a knee-dragger, I ride 60% or so in the corners, make fun of my chicken strips all ya want) I realize that there remains the chance of an errant critter ruining my day, even tho I've tried to do my best to minimize the risk, but, I accept that element of risk; it comes with this territory. I don't have a death wish, but guys my age suddenly drop dead with a worn-out ticker in their Lazy-Boys.
I don't disagree with anything said in this thread; all good attitudes. I do agree that all the skill sets we can acquire, through whatever means, will prove valuable. The OP is well-intentioned, and I don't mind hearing anyone talking sense, even if they're only reminding me of what I already know. Nice to be here.