YEP, if you really know you can't wrench, you better make sure whoever does is knowledgeable and definitely going to do a thorough and professional job.
As soon as I started reading your post, I knew which well nut was going to be the culprit. There were so many important improvements to the Gen2, I'm amazed they didn't address this. All it would take is a non-well nut fastener with a bolthole. Put a rubber cushion under the bolt head and it would do pretty much the same thing. Suzuki does this.
In my experience, it would be very difficult to push that well nut through the hole so it drops into the air box. It's also safe to run with no bolt in the well nut, other than the fact that leaves a little hole where non-filtered air can enter the air box. There's never enough vacuum in the airbox to suck the well nut through even without a bolt securing it. The air box has pressure if anything, not vacuum. The danger comes from over-tightening this bolt. The well nut contracts and splits against the edge of the hole it sits in. The interior portion with the nut in it could fall down an intake or it could bounce to the back of the air box in the water drain. If it goes down an intake, you can't start the engine. IMO, anyone would know if the interior portion of the well nut fell off because it would only fall off after removing the bolt that had been overtightened. That was my experience, the interior part of the well nut held by a small chunk to the outer portion. After the rubber had split, the nut turned to the side so there was no chance of grabbing it with a bolt and pulling it out. Fortunately, the connecting chunk was strong enough, I pulled it out along with the outside portion. From that day on, no tightening that fastener, I just barely snugged it up. The bolt fell out a couple times but that's worth not having to deal with the problem caused by over-tightening. That's one fastener to check often on the bike. The rivnut idea is good. I don't know how Kawasaki didn't just cast a bolthole bung in the air box and put a grommet in the fuel tank bolthole.
08 MIDNIGHT SAPPHIRE BLUE ZX-14 Now Deceased, will be resurrected, 08 Hayabusa,
2024 ZX-14R bran friggin NEW and 2026 hayabusa!