Does this mean I'm stupid for always having all my credit cards paid in full?
When I was a kid, I had 2 pair of shoes, dress and tennies, only rich people drove Cadillacs, only radical non-conformists rode motorcycles, Japan made only cheap toys, and Volkswagens had 36 HP and no gas guage. Significantly, everybody didn't think they were entitled to everything they wanted. You saved up to buy something you wanted. And you know what?
It wasn't such a bad world.
Plan B
The US declares bankrupcy and pays off all debts at $.01 on the dollar. If you don't like it you can lend us 10 billion dollars and we will defend ourselves. Makes as much sense as anything else! You know... maybe it's because todays politicians were the guys dropping all the acid back in the 60's. 
008 ZX14R Ninja ... Midnight saphire blue with custom lightning bolt paint job, Kenny Rodgers KRTuned mufflers, Corbin custom seat, Marchesini wheels, Dunlop Qualifiers, Dyno Jet PCIII, custom FAICS map, Dyno Jet Ignition Module, K&N Air Filter, Supersprox 44 tooth sprocket, Zephyr 16 front sprocket, EK chain, TRE008, MRA windscreen, Race Railz frame sliders, Sato Racing axle sliders, ST Machine brake & clutch levers, Engine Ice coolant, Muzzy aluminum fan, ceramic coated headers and midpipes (cat removed), Vortex Rear Sets , Pro Comp Stearing Damper, Pro Grip Gel handgrips, Gen Mar clip on risers, Dowco tank bag, and a Rumble fender eliminator.
Removed GPS.
2005 Harley Davidson Dyna Low Rider, 1442 CI fuel injected, 65 HP, lots of chrome with 24K gold overlay detailing. Sure is pretty!