I've been a Progressive customer for several years. Someone at work told me about them.
I just wanted what the law requires so I can get my yearly plate sticker. My GS alone was averaging about $50 until I got the 14. The first year the 14 only raised my premium $13. Last year the 2 bikes combined ran me $100.
Now Progressive sent me a statement saying they no longer offer this kind of insurance and passed me onto Progressive West Insurance. Now they want $230 for the bikes. They broke it down and the GS is now $37 and the 14 is $193. This is for what the law requires only. California law.
Liability to others: Bodily injury liability = $15K each person/$30K each accident.
Property damage liability = $10K each accident.
I haven't looked around yet and the $230 may still be cheap but a 130% increase pisses me off. I try to understand it's a "14/'Busa/sports car/speed" thing but I have a hard time agreeing with it. I could see a much higher premium on the 14 if I had collision, replacement guarantee, theft, that kind of thing. But why over 5 times as much to insure the 14 when it's just basic coverage with a set cap? I mean, both bikes weigh about 500 lbs and would do the same damage if I hit someone or something. Actually, the GS may do more damage having no plastic around it. Are they saying because it's rated faster I'm more likely to cause an accident?
Anyway. Rant over.
What I really want to know is who has cheaper insurance? I figure this is a great place to compare and get a good rate. If any of you have the basic coverage and it's less I'd like to know who the insurer is. I have a month to beat their price or kiss their butts and give in. I'd like to tell them no thanks to their 130% increase and thanks for the memories.
I appreciate any help.

Wouldn't hurt you a bit to call Geico and ask for a quote. Free to shop. Also, I passed the advanced msf course, emailed Geico and received a sizeable discount, but my insurance rose after my wreck back in September so my personal monthly payment might not be one to compare against. I'm paying $199/mo for comp/collision with Geico for my one bike - even though a gravel pool from the previous couple of weeks' worth of rain was the culprit.

Here is a lot of good insurance info already posted on this forum. I recently shopped for insurance and finally settled on Allstate fro $340 a year Full Coverage 100k/300k/100k coverages. Helps to shop around, but it looks like the most important factor is location - I live in eastern Washington so its pretty rural. 30 yoa/married/no tickets or wrecks. Also, I have all my other insurance through them - which saves you money all the way around. 3 autos, 1 camper, 2 quads, 1 zx14, House. State Farm was fairly reasonable - same insurance for $500 a year, but were more expensive with other stuff.

Marc

* Last updated by: mmfowler33 on 2/25/2010 @ 10:24 AM *

Thanks for the replies.
As suggested, the first place I looked (Geico) is fine with me. I filled out their info request and got a quote of $82 a year for both bikes. Just want to be legal. Bodily injury 15/30K and property damage 10K. Same as Progressive but $148 cheaper. That almost pays for the new rear tire.
Now I can call Progressive if I want and say "nooooo thanks" to their 130% increase over last year. Thieves.